.header{background:var(--glass-bg);backdrop-filter:blur(20px);border-bottom:1px solid var(--border-light);position:fixed;width:100%;top:0;z-index:1000;transition:all .3s ease}.nav{justify-content:space-between;padding:1rem 0}.logo,.nav{display:flex;align-items:center}.logo{text-decoration:none}.nav-links{list-style:none;display:flex;gap:.5rem}.nav-link{color:var(--text-secondary);text-decoration:none;font-weight:500;transition:all .3s ease;padding:8px 16px;border-radius:10px;outline:none}.nav-link:focus,.nav-link:hover{color:var(--text-primary);background:var(--bg-secondary);box-shadow:0 0 0 2px var(--primary-orange)}.language-selector{position:relative;display:flex;align-items:center}.language-button{display:flex;font-weight:500;align-items:center;gap:.5rem;padding:0 1rem;background:transparent;border:1px solid var(--border-color);border-radius:6px;color:var(--text-secondary);font-size:.875rem;cursor:pointer;transition:all .3s ease}.language-button:hover{background:var(--glass-bg);border-color:var(--primary-color)}.language-dropdown{position:absolute;top:100%;right:0;margin-top:.5rem;background:white;border:1px solid var(--border-light);border-radius:8px;box-shadow:var(--shadow-lg);overflow:hidden;min-width:160px;z-index:1001}.language-option{display:block;width:100%;padding:.75rem 1rem;background:none;border:none;text-align:left;color:var(--text-primary);font-size:.875rem;cursor:pointer;transition:all .2s ease}.language-option:hover{background:var(--bg-secondary);color:var(--text-primary)}.language-option.active{background:var(--primary-orange);color:white;font-weight:600}.language-option.active:hover{background:var(--primary-orange);opacity:.9}@media (max-width:768px){.nav{padding-left:1rem;padding-right:1rem}.nav-links{gap:1rem}.nav-link{font-size:.875rem}.language-button span{display:none}}.hero{padding:140px 0 100px;text-align:center;position:relative}.hero h1{font-size:4.5rem;font-weight:800;margin-bottom:1.5rem;line-height:1.1;color:var(--text-primary)}.hero-highlight{background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero p{font-size:1.4rem;color:var(--text-secondary);margin-bottom:3rem;max-width:700px;margin-left:auto;margin-right:auto}.cta-button{display:inline-flex;align-items:center;gap:10px;background:var(--gradient-primary);color:#fff;padding:18px 32px;border-radius:12px;text-decoration:none;font-weight:600;font-size:1.1rem;transition:all .3s ease;box-shadow:var(--shadow-lg);border:none;outline:none}.cta-button:focus,.cta-button:hover{transform:translateY(-3px);box-shadow:var(--shadow-xl),0 0 0 3px rgba(247,147,26,.4)}@media (max-width:768px){.hero h1{font-size:2.8rem}.hero p{font-size:1.1rem}}.features{padding:100px 0;background:var(--bg-primary);position:relative}.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:2rem;margin-top:4rem}.feature-card{background:var(--bg-primary);padding:3rem;border-radius:24px;border:1px solid var(--border-light);transition:all .4s ease;position:relative;overflow:hidden;box-shadow:var(--shadow-md)}.feature-card:before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--gradient-primary);transform:scaleX(0);transition:transform .4s ease}.feature-card:focus-within:before,.feature-card:hover:before{transform:scaleX(1)}.feature-card:focus-within,.feature-card:hover{transform:translateY(-8px);border-color:var(--primary-orange);box-shadow:var(--shadow-xl)}.feature-icon-wrapper{width:64px;height:64px;border-radius:16px;background:var(--gradient-primary);display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem;box-shadow:var(--shadow-md)}.feature-icon{width:28px;height:28px;color:#fff}.feature-card h3{font-size:1.5rem;font-weight:600;margin-bottom:1rem;color:var(--text-primary)}.feature-card p{color:var(--text-secondary);line-height:1.7}@media (max-width:768px){.features-grid{grid-template-columns:1fr;gap:2rem}}.stats{padding:80px 0;background:var(--bg-secondary);border-top:1px solid var(--border-light);border-bottom:1px solid var(--border-light)}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:3rem;text-align:center}.stat-item{padding:2rem;background:var(--bg-primary);border-radius:20px;border:1px solid var(--border-light);box-shadow:var(--shadow-sm);transition:all .3s ease}.stat-item:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.stat-item h3{font-size:2.5rem;font-weight:700;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-bottom:.5rem}.stat-item p{color:var(--text-secondary);font-weight:500}@media (max-width:768px){.stats-grid{grid-template-columns:repeat(2,1fr);gap:2rem}}.how-it-works{padding:100px 0;background:var(--bg-primary);position:relative}.section-title{text-align:center;font-size:3rem;font-weight:700;margin-bottom:4rem;color:var(--text-primary)}.process-flow{margin-top:4rem;padding:2rem 0}.flow-container{display:flex;max-width:1200px;margin:0 auto;position:relative}.flow-column{flex:1;max-width:420px;position:relative}.flow-title{text-align:center;font-size:1.8rem;font-weight:600;margin-bottom:2.5rem;color:var(--text-primary);padding-bottom:1rem;position:relative}.flow-title:after{content:"";position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:60px;height:3px;border-radius:2px}.borrower-side .flow-title:after{background:var(--gradient-primary)}.lender-side{margin-right:325px}.lender-side .flow-title:after{background:var(--gradient-secondary)}.steps-container{flex-direction:column}.flow-step,.steps-container{display:flex;position:relative}.flow-step{background:var(--bg-primary);border-radius:16px;border:1px solid var(--border-light);align-items:center;transition:all .3s ease;box-shadow:var(--shadow-sm);cursor:pointer;z-index:2;padding:32px;height:145px;width:420px;margin-bottom:85px}.flow-step:focus-within,.flow-step:hover{transform:translateY(-8px);border-color:var(--primary-blue);box-shadow:var(--shadow-lg);z-index:3}.borrower-side .flow-step:focus-within,.borrower-side .flow-step:hover{border-color:var(--primary-orange)}.flow-step.alternative{border-color:var(--accent-pink);background:linear-gradient(135deg,var(--bg-primary) 0,#fef7f7 100%)}.flow-step.alternative:hover{border-color:var(--accent-pink);transform:translateY(-8px)}.step-icon-wrapper{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0;background:var(--gradient-secondary);box-shadow:var(--shadow-sm);transition:all .3s ease;margin-right:24px}.borrower-side .step-icon-wrapper{background:var(--gradient-primary)}.step-icon{width:20px;height:20px;color:#fff}.step-content h4{font-size:1.1rem;font-weight:600;margin-bottom:.5rem;color:var(--text-primary)}.step-content p{font-size:.95rem;color:var(--text-secondary);margin:0;line-height:1.5}@media (max-width:768px){.flow-container{flex-direction:column;gap:3rem;min-height:auto}.flow-column{max-width:100%}.section-title{font-size:2rem}.flow-title{font-size:1.5rem}}.line-cloume{bottom:0;top:0;left:-325px;width:325px;display:flex;justify-content:center;align-items:center}.arrow-cloume,.line-cloume{position:absolute;z-index:1}.arrow-cloume{bottom:-85px;width:752px;height:85px;left:50%}.final-cta{padding:100px 0;background:var(--bg-secondary);text-align:center;position:relative}.final-cta h2{font-size:3rem;font-weight:700;margin-bottom:1.5rem;color:var(--text-primary)}.final-cta p{font-size:1.3rem;margin-bottom:48px;color:var(--text-secondary)}.cta-button-outline{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--bg-primary);color:var(--primary-orange);border:1px solid var(--primary-orange);padding:16px 32px;border-radius:16px;text-decoration:none;font-weight:500;font-size:18px;transition:all .3s ease;position:relative;overflow:hidden;box-shadow:var(--shadow-md);outline:none;width:280px}.email-button{padding:16px}.cta-button-outline:before{content:"";position:absolute;top:0;left:-100%;width:100%;height:100%;background:var(--gradient-primary);transition:left .3s ease;z-index:0}.cta-button-outline>*{position:relative;z-index:1}.cta-button-outline:hover{transform:translateY(-3px);box-shadow:var(--shadow-xl),0 0 0 3px rgba(247,147,26,.4);border-color:transparent;color:#fff}.cta-button-outline:hover svg path{fill:#fff}.cta-button-outline:hover:before{left:0}.cta-button-container{display:flex;justify-content:center;align-items:center;gap:24px}